By: Peter Smyth
Submitted: 2009-06-26 23:38:25 | Word Count: 436
Chances are, the answer to this question is yes. There are car insurance discounts that are available to almost every driver. Whether you are just learning to drive or have been driving for years, there’s no reason why you should be paying standard rates for car insurance when there are so many discounts and specials that are available out there.
Car insurance companies are in the business of making money and in some instances this means that you’ll need to ask what discounts are available because they will not be readily offered to you. You may also have other insurance policies such as homeowners and life insurance that may also provide you discounted rates on car insurance too, so you should examine those closely as well.
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Here are just some of the car insurance discounts that you and your loved ones may be able to take advantage of:
• Safety features- Car alarms, immobilisers , 24 hour tracking devices are all features which can not only help to keep you safe while driving, but can fetch you a nice discount on your car insurance payments as well.
• Safe driver – Being a safe driver is worth its weight in car insurance. A good driving record speaks volumes and keeps your hard-earned money in your pockets, where it belongs.
• Multi vehicle- Insuring more than one vehicle on your car insurance plan will garner you a discount with most Australian car insurers. This is also a nice option for parents of young drivers, whom are looking to secure a lower rate on their insurance cover.
• Multi policy- Having insurance policies from multiple providers can be confusing and pricey. By combing all of your policies, including your car insurance, under one plan you can qualify for a decent discount from most insurers.
• Nominated driver- Restricting the use of your vehicle to only 2 drivers who are 30 (in most cases) and older, will get you a discount too. But this option should be carefully considered if it is at possible that another driver may use your car.
• Restricting Drivers to over 30- You can restrict cover to drivers only over the age of 30 and you will receive a discount for this also.
Author Resource:-
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