The wedding insurance industry is still a relatively new concept for many couples, but it is being taken out by an increasing number of bride & grooms, especially with the rising average cost of a wedding. However, as the average wedding is now over $20000 there seems that not enough couples are taking out insurance to cover any mishaps on the day.
A typical wedding insurance policy is inexpensive & when you consider the cost of the event you are covering, it is well worth taking it out, if only for peace of mind. The cost will vary depending on what you are covering but as an average you can expect to pay around $200 - $600. With that in mind it is well worth taking a policy out especially when you think about the stress & worry a wedding day mishap could cause you both.
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When you put together your wedding plan, you will probably have considered what the weather will be like, what to do if you should loose the wedding rings & what if someone should get hurt or injured. Taking out wedding insurance will help to put your mind at rest on these & other things that could potentially ruin your day. Coverage will vary depending on the policy, but a typical policy will cover the following:
□ Extreme Weather
□ Illness or death to the bride or groom
□ Illness or death to an immediate family member
□ Unexpected military deployment of the bride or groom
□ Unknown extra expenses
□ Wedding gifts - loss or damage
□ Wedding photos - loss or damage
□ Wedding attire - loss or damage
□ Wedding rings - loss or damage
□ No-show vendor deposits
□ Cancellation counseling
□ Alcohol related injuries/accidents
□ Vendor damage
□ Injury & accidents
□ Wedding site property damage
When you start looking for wedding insurance, compare as many policies as possible to find the right one for you. Ask you current insurer (car/house) if they have a suitable policy they could offer you. Make sure the policy will cover you for liability insurance, which will cover you for accidents & damages. Check your current homeowner policy (if you have one) as it may cover you for special events or your insurer may be able to add this onto your home insurance policy.
Author Resource:-
Georgina Clatworthy is a dedicated full time writer who composes informative articles related to wedding favors and wedding. She is connected with 1weddingsource.com, today’s leading wedding planning social networking site.
