By: Arthur Cooper
Submitted: 2011-02-01 10:58:01 | Word Count: 664
You need to be aware of your worker’s comp benefits as well as the areas where you should be on alert. If your employer provides worker’s comp, and by law he or she must if your company employs at least three people, the first problem you may face will be getting your claims paid.
Here are some of the worker’s comp benefits you can expect to receive:
* Medical bills, prescription costs, and related expenses are covered 100 percent by your employers workers comp insurance
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* Wage replacement, up to specified percentages and limits, for the entire time you’re out of work
* Benefits for permanent partial or permanent total disabilities that result from your work injury
* Workers comp death benefits for surviving spouses or dependent children
Here’s how it works. After an accident on the job or one day finding office work excruciating (carpal tunnel syndrome is frequently diagnosed as a work-related injury for many office workers), you head straight for the doctor. You’ll be examined and your doctor will determine whether you go back to work or into the hospital or rehab until your injury is healed. Let’s say your doctor opts for rehab.
Now you submit your claim, along with the doctor’s diagnosis and prognosis, to your employer’s worker’s comp insurance adjuster. It is the insurance adjuster’s job to protect the insurance company not to grant your claim. He or she will go over the accident report and the doctor’s diagnosis and recommendation with a fine tooth comb looking for reasons to deny your claim.
Red alert! Drop everything and hire a worker’s comp attorney in Atlanta. You’re hurt, and that puts you at a disadvantage. Don’t attempt to handle this by yourself. Remember, it is the adjuster’s job to protect the insurance company from paying claims; it will be the job of your worker’s comp attorney in Atlanta to protect you. Get a worker’s comp attorney in Atlanta with a proven track record. You need experience on your side. Check out Atlanta’s Monge
