By: sall smith
Submitted: 2008-09-01 23:25:21 | Word Count: 480
Accident and injury law is beneficial if one has experienced a car accident, slip and fall or any other personal injury by an accident. Whether it be an injury caused while working for employer or while driving your car, the law contains every aspect. Some key features include:
Government Employees Compensation Act
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This act implements and protects any employee who is inflicted with personal injuries while working for his employer. In such events the employee is entitled to the following forms of compensation:
• Compensation to the employee himself
• Compensation to the dependants of the employee whose death results from an accident or industrial disease
Car Accidents Law
A law has been framed in regard of the person who gets injured in an accident or suffers some monetary crisis due to the mishap. Issue of compensation for a car accident usually involves not just persons involved in accident but the insurance company as well. Types of compensation offered are split into two categories – one is accident benefit claims and other is law suits.
Automobile Accident Benefits Claims
Major benefit of this claim is the compensation will be offered to any injured part in a car accident regardless of his/ her role in the accident. So it is beneficial for driver, passenger or even a pedestrian.
Standard accident benefits include:
• Medical and rehabilitation expenses
• Care giver and dependant care
• Income replacement benefits
• Attendant care
• Housekeeping expenses
The amount of money to claim depends on the seriousness of the accident and damage caused and is governed by “Statutory Accident Benefits Schedule” (or SABS).
Lawsuits
If a person not responsible for the accident is injured that he/ she can sue the responsible party and ask for compensation. This contributes to a lawsuit, which is also known as Tort Action. The party has two years from the date of accident to commence a law suit that is commences only when a statement of claim has been issued.
Damages
Two primary and most commonly claimed heads of damages in a lawsuit are:
Pain and suffering - It refers to both physical and psychological injuries caused due to car accident. An amount of $ 30,000.00 (deductible) can be claimed by the sufferer.
Loss of income – It entitles the injured parties to get 80% of their net after- tax income loss up till the date of trial and 100% of any gross future loss of income that follows the trial.
How Long Does it Take to Get a Settlement?
Law seekers need to have much patience if they want to get right justice for themselves. Primary reason why the settlements take long is due to collection of proper prognosis reports from physician with regard to the time taken in recovering from injuries the person suffered. This whole process usually takes approximately 3 years before a settlement is reached.
